Getting Personal Representation For Massachusetts Personal Injury Claims

By Attorney Chesley Oriel, Massachusetts Personal Injury Lawyer

Hardly a day goes by when we don’t see or hear an ad for a Personal Injury Lawyer. The problem is that many of those ads you see or read are just like a referral service. You call a number and you get referred to whichever Lawyer is next on the list. Doesn’t it make sense that when you have the need for a Lawyer that you want to choose one who will give you personal and responsive service? Who will be able to answer your questions and provide you with answers, when you need them.

We have been handling personal injury claims for over 35 years, and we cover the entire State of Massachusetts.

We make home and hospital visits during the day and in the evening. We will help you recover the damages you or your loved one deserves. We try to explain to our clients how the value of a claim is determined. Some of the factors are: type of injury–permanent, temporary, did it require surgery or hospitalization? amount of medical bills–how much money was spent to help make you better? loss wages–how long have you been out of work due to the injury? future–have you completely recovered from the injury or will there be any permanent and/or long lasting effect on you? scarring–do you have any scars? Is there any disfigurement? These are some of the questions that need to be answered in evavaluating how much a claim is worth.

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Do I need a lawyer to help with the Purchase and Sale agreement?

Additional Information:

If I have an experienced real estate broker helping me find a house, why do I need a lawyer to help me with the Purchase and Sale Agreement?

ATTORNEY ANSWER:

A real estate broker is trained to help individuals find the right home, but they are not lawyers, and a Purchase and Sale Agreement is a legal document that sets forth the rights and obligations of the Buyer and the Seller. If you are either the Buyer or the Seller, then you want to make sure that your rights are protected. The so-called Standard Purchase and Sale Agreement usually is modified to reflect certain matters that the parties have agreed to, not only with respect to inspection issues, but also with respect to what would happen if the deal falls apart, and what if any contingencies there are, such as a mortgage contingency. Whether you are the Buyer or the Seller, you should always have a lawyer represent you.

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How To Save Money When Refinancing Your Mortgage

Refinancing Your Mortgage in Massachusetts
By Attorney Chesley Oriel, Massachusetts Real Estate Lawyer

Times are difficult enough, without wasting your money. I urge clients who call me looking for assistance in helping them with the refinancing of their mortgage to shop around. We give them the names of 3-4 lenders who we work with and who we believe are very competitive with their rates and closing costs. The few minutes it takes to call around, can save them thousands of dollars.

Most people do not realize that every time they allow a potential lender to “pull” their credit, that it in fact has a negative effect and will lower their credit score.  So only after you have decided on which lender you are going to use, you then allow them to pull your credit.

My office covers the entire state of Massachusetts and we travel to the Borrower’s home if that is more convenient. Borrowers should ask their loan officers if they can choose their own closing attorney. If they tell you “no”, then you should look for another lender. The Borrower always ends up paying for the Closing Attorney, so why shouldn’t the Borrower be able to choose which one it will be. Many lenders today try to use what are called Settlement Service companies. They are for the most part out of state companies, who the Borrower has no control over, as compared to an Attorney who you select.

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