Debtor Rights

Have you been contacted by lawyers trying to collect on a debt?

Over the last few years, we have handled several inquiries from clients in need of our assistance when they are contacted by lawyers who represent companies that have purchased “old” debt. What we mean by that, is that many times major credit card companies or retailers who have extended credit to consumers who do not pay the balances owed, sell the “old” debt to companies which then hire local lawyers to collect the debt.

If you find yourself in such a situation where a company is trying to collect from you an “old” debt, then give us a call, so that we can help you.

With over forty two years experience, helping all kinds of clients with all kinds of legal problems, we can help you minimize the amount of any debt that you are being requested to pay—without filing bankruptcy.

Our fee for such services is quite reasonable.

For claims, below $5,000.00 our administrative fee is $500.00; for claims between $5,000.00 to $10,000, our administrative fee is $750.00; and for claims above $10,000.00, our administrative fee is $1,200.00.

In addition to the payment of the administrative fee, we will receive a contingent fee of twenty-five (25%) percent of the amount of money we save you. So, if for example, the amount that is claimed that you owe is $10,000.00, and we are able to reduce the claim to $4,000.00, then we would have saved you $6,000.00, and our contingent fee would be $1,500.00 (25% of $6,000.00).

Most important, however, is that if we do not at the very least reduce the claim by the amount of the administrative fee that you have paid us, then we will immediately refund to you the entire amount of the administrative fee. So, for example, if the claim is for $4,000.00, and you paid us an administrative fee of $500.00, and we were only able to reduce the claim to $3,600.00, then we will immediately return to you the $500.00 administrative fee.

You have nothing to lose by using our services, and everything to gain!

You will receive a written fee agreement that we both will sign, so that you can be assured that you will pay us only if we are able to save you money. If you would like to use our services contact Attorney Chesley Oriel directly.